Because lenders may offer you biased advice about refinancing, you cannot be confident in your decision if it rests solely on lender suggestions. The only way a lender makes money is if you, in fact, originate a loan with his or her firm. You need unbiased, professional assistance when making the refinancing decision.

Dr. Guttery does not originate real estate mortgage loans, so his advice is completely unbiased. He personally will determine whether you should refinance. No work is outsourced to other parties.

If you are interested in Dr. Guttery’s assistance, please complete the brief Refinancing Data Sheet in the Hire Dr. Guttery link. This may be the wisest $39.00 U.S. you have invested in a long time. Please view your E-mail regularly, as he may need to ask for clarification. In most cases, you will receive an answer within three to five business days.

We suggest that you print the Data Sheet, complete it handwritten, and then transfer your answers electronically to Dr. Guttery. The more precise you can be in completing the Data Sheet, the more confident you and Dr. Guttery can be in his advice. Use the Comment Box as necessary, but please be brief.